Stake ($)
Odds (Decimal)
Handicap Line
Your Team's Goals
Opponent's Goals
Result
Enter all values to see the result.
Scenario Table
Enter stake, odds, and handicap to see scenarios.
What this calculator does
An Asian handicap gives one team a head start, or a deficit, measured in goals. Because the line can be a half or quarter goal, the draw disappears as a separate outcome. The trade-off is that settlement gets confusing. Depending on the line, your bet can win, lose, be refunded, or win or lose only half.
Type in the stake, the odds, the line and the final score. The calculator shows the score after the handicap, how the bet settles, and what you get back. A table underneath runs through the common scorelines so you can see in advance what your team needs to do.
Step by step
How lines settle
There are three kinds of line:
Whole and half lines:
Quarter lines split the stake in two. Half goes on each neighbouring line, and each half settles on its own. For example, -0.75 = half on -0.5 + half on -1.
Lines, odds and scores all come from you. The tool doesn’t fetch any data.
Worked examples
$40 on the underdog at +0.25, odds 2.05. That’s $20 on +0 and $20 on +0.5. The match ends 1-1. The +0 half is refunded and the +0.5 half wins.
If the underdog wins, both halves win and you get $82 back. If they lose, both halves lose.
$50 on the favourite at -1.5, odds 2.40. A 2-0 win gives an adjusted score of 0.5-0.
A 1-0 win isn’t enough. After the handicap it’s -0.5, so the bet loses.
$60 on the favourite at -1, odds 1.80. They win 2-1, exactly one goal clear.
A 3-1 win pays $108. A draw or a defeat loses the bet.
Questions people ask
QWhat does push or void mean?
Your stake comes back in full: no win, no loss. On a whole line it happens when the adjusted difference is exactly zero.
QAsian vs European handicap?
A European handicap still has a draw, so three outcomes after the handicap, and never refunds. An Asian handicap removes the draw with half lines, refunds on whole lines, and adds quarter lines for finer steps.
QWhat's a quarter-goal line?
A line like -0.25, -0.75 or +1.25. Your stake is split into two halves on the two nearest lines, so -0.25 is half on 0 and half on -0.5. That’s where half wins and half losses come from.
QDo lines work the same in-play?
Mostly yes. Check whether your bookmaker counts goals from kick-off or only from the moment you bet. Many in-play Asian lines count only the goals scored after your bet is placed.
QIs the 0 line the same as draw no bet?
Yes. A 0 handicap wins if your team wins, refunds on a draw, and loses if they lose. That’s exactly how draw no bet works.

